As a mom, there are many small and sometimes major moments that signal to you that your kids are getting older and they’re no longer babies. Some of these moments cause a sigh of relief… like when they’re potty trained, when they can feed themselves and when they finally stop sticking everything in their mouths. But some are a little more bittersweet… like when they’re embarrassed to have you kiss them when you drop them off at school, or when your daughter starts to rebuff the pretty, fluffy bows you’ve been sticking in her hair for years. That last one especially stings me lately. (more…)
As a creative soul, I dreamed of getting a Cricut for a while. I pinned endless blog posts about amazing creations but figured it wouldn’t ever be for me. That is until I found a way to get it affordably and start creating without spending a ton of money.
Now I love my Cricut and can’t imagine not having it. I’ve made my family tons of cute things, I made nearly all of last year’s Christmas presents with it, and I’m even making a little money on custom shirts.
If you’re dreaming of getting a jump on your Cricut dream, try some of these ways to do it on a cheapskate’s budget. (more…)
We’re a big baseball family primarily because of my husband. He’s a lifelong St Louis Cardinals fan and we love going to games whenever we can.
We’re also lucky to live in Southwest Florida where lots of teams come for spring training.
But going to the ballpark can be a huge expense, especially with kids, and especially if you don’t plan ahead.
So check out this checklist before you go so you can save a ton of cash. (more…)
I’m a really big fan of everything Dave Ramsey. Positive motivation, good values and smart ways to save money? Yes and yes, please. I’ve done his cash envelope budgeting system religiously in the past. And it’s one of the few ways I’ve actually been able to stick to a budget and save money.
But I’ve since switched to a cashless system. And it might be right for you too. That’s why I’ve created a free Cashless Budget Tracker that you can download and print for free. (more…)
Part of being frugal is being smart.
And one of the smartest things you can do with your spending is to get some of your money back.
In fact, if you’re not taking advantage of rebates, you’re basically throwing money away.
If you’re going into the new year with some baggage from the holidays… emotional and financial… now is the time to make some changes to start the year off right. (more…)
Living paycheck to paycheck and carrying debt can feel like a heavy weight on your chest. And when major events come up like birthdays and Christmas, it can feel like that weight gets heavier, to the breaking point.
Try some of these strategies for coping with Christmas when money is really really tight… to try to alleviate some of that stress and anxiety so you can actually enjoy the holidays. (more…)
We’re not getting a kitten, I said. They’re too rambunctious and needy, I said. No way, I said.
Obviously we got a kitten. (more…)
We recently added a new member to our family. No, not another baby (bite your tongue), a fur baby. Maurizio (Mitzi for short) was rescued along with his four siblings after his mother gave birth to them in a storm drain. We found him at a local shelter where the kids instantly bonded with him and his loving, playful attitude.
But falling in love with a cat is just the first step. And the next steps involve money, honey. But there are a few ways to spend a little less. (more…)
When we moved to Florida last year I was elated. I’ve always loved the beach and jumped at the chance to live close to it. Perpetual sunshine and palm trees? Sign me up! Then hurricane season comes and I think most people would be lying if they said it didn’t make them question living near the Florida coast.
I still love Florida with all my heart but hurricane evacuation is not easy. I totally understand why a lot of people stay. First of all, the predictions are so flexible you can easily talk yourself into thinking it won’t come your way, it won’t make landfall near you and the pre-storm hysteria will be much ado about nothing. Second, a lot of people have nowhere to go and/or no way to afford to go. Aside from being emotionally draining, evacuating to another town or another state can be expensive. Here are a few ways to keep some of your money and sanity. (more…)