There are a bajillion subscription boxes out there right now. The craze has caught on in every category including food, makeup, perfume, jewelry, and education. And it’s really big in clothes… for adults and kids. But I recently discovered my absolute favorite kids’ clothing subscription box, Echo Kids. Why is it the best? Well, read on my friend! (more…)
I’m a really big fan of everything Dave Ramsey. Positive motivation, good values and smart ways to save money? Yes and yes, please. I’ve done his cash envelope budgeting system religiously in the past. And it’s one of the few ways I’ve actually been able to stick to a budget and save money.
But I’ve since switched to a cashless system. And it might be right for you too. That’s why I’ve created a free Cashless Budget Tracker that you can download and print for free. (more…)
Part of being frugal is being smart.
And one of the smartest things you can do with your spending is to get some of your money back.
In fact, if you’re not taking advantage of rebates, you’re basically throwing money away.
If you’re going into the new year with some baggage from the holidays… emotional and financial… now is the time to make some changes to start the year off right. (more…)
Living paycheck to paycheck and carrying debt can feel like a heavy weight on your chest. And when major events come up like birthdays and Christmas, it can feel like that weight gets heavier, to the breaking point.
Try some of these strategies for coping with Christmas when money is really really tight… to try to alleviate some of that stress and anxiety so you can actually enjoy the holidays. (more…)
We’re not getting a kitten, I said. They’re too rambunctious and needy, I said. No way, I said.
Obviously we got a kitten. (more…)
We recently added a new member to our family. No, not another baby (bite your tongue), a fur baby. Maurizio (Mitzi for short) was rescued along with his four siblings after his mother gave birth to them in a storm drain. We found him at a local shelter where the kids instantly bonded with him and his loving, playful attitude.
But falling in love with a cat is just the first step. And the next steps involve money, honey. But there are a few ways to spend a little less. (more…)
When we moved to Florida last year I was elated. I’ve always loved the beach and jumped at the chance to live close to it. Perpetual sunshine and palm trees? Sign me up! Then hurricane season comes and I think most people would be lying if they said it didn’t make them question living near the Florida coast.
I still love Florida with all my heart but hurricane evacuation is not easy. I totally understand why a lot of people stay. First of all, the predictions are so flexible you can easily talk yourself into thinking it won’t come your way, it won’t make landfall near you and the pre-storm hysteria will be much ado about nothing. Second, a lot of people have nowhere to go and/or no way to afford to go. Aside from being emotionally draining, evacuating to another town or another state can be expensive. Here are a few ways to keep some of your money and sanity. (more…)
Buying new clothes for back to school can be daunting.. emotionally and financially. Especially when you need to build a whole new uniform wardrobe from scratch.. for two kids. That’s where I was last year when we moved to Florida. I was initially anti-uniform, mostly because of the money. But I grew to love it.
Not only are there social benefits, there are also money saving benefits. Yes, there is the initial expense of starting the wardrobe. But after I tackled that, I bought very few other types of clothes for my kids for a whole year. And if you know where to look, school uniform pieces can be affordable.
I’ll cover how to get started, how to save the most money and I’ll list the current deals at the most popular and trusted stores. (more…)
If you’re really looking to cut spending, you can do it. But it may take a real, hard, honest look at what you’re spending your money on.
Some of these suggestions are no-brainers. Some are a little harder. And some might make you mad that I’m even suggesting them.
But maybe you’ll find a few ways to save a little money.. and help your health and the planet in the process. (more…)